Private Health Insurance for Cyprus

Showing 8 of 8 providers

• GeSY (Public Healthcare)

  Public

  Single/yr

  No premium

  Cyprus only

  Maternity (included)Dental (not included)Pre-existing (included)GeSY top-up (included)Direct billing CY (included)

  Public health system funded by income-based contributions, with no separate premium. Co-payments apply: €10 per A&E visit and €1 per prescription item, capped at €150 a year per person (€75 for under-21s, minimum-income recipients and low-income pensioners). Ask the HIO (contact centre 17000) whether you are a beneficiary. Covers GP, specialists, most hospital care. No dental or vision. Wait times for non-emergency specialist appointments can be 4–8 weeks. Most relocators use GeSY + supplemental private insurance.

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• AXA PPP / AXA Health

  International

  Single/yr

  €1,400/yr

  Worldwide

  Maternity (included)Dental (included)Pre-existing (not included)GeSY top-up (included)Direct billing CY (included)

  Strong international coverage and established direct billing network at major Cypriot private hospitals (Apollonion, Aretaeio, Iasis). Maternity cover after 10-month waiting period. Pre-existing conditions excluded on standard plan; declared-condition cover available at premium. Good for people who split time between Cyprus and Europe.

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• Bupa International

  International

  Single/yr

  €1,800/yr

  Worldwide (excl. USA on standard plan)

  Maternity (included)Dental (included)Pre-existing (not included)GeSY top-up (included)Direct billing CY (included)

  Premium international insurer with a strong reputation for claim handling. 24/7 English-speaking helpline. Dental included in comprehensive plans. Maternity cover after 12 months. USA coverage available as add-on, important for frequent travellers. Higher premiums but reliable for complex medical situations.

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• Cigna Global

  International

  Single/yr

  €1,600/yr

  Worldwide (incl. USA)

  Maternity (included)Dental (included)Pre-existing (not included)GeSY top-up (included)Direct billing CY (included)

  Highly customisable modular plan, start with core cover and add dental, maternity, and mental health separately. Competitive for under-40s. Good online portal and claims app. USA cover included on Silver/Gold/Platinum tiers. Strong choice for tech workers relocating from the US or serving US clients.

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• Allianz Care

  International

  Single/yr

  €1,500/yr

  Worldwide

  Maternity (included)Dental (included)Pre-existing (not included)GeSY top-up (included)Direct billing CY (included)

  Part of Allianz Global group. Solid worldwide cover with competitive family premiums. Maternity cover from day one on some plans (after 10-month waiting period on others, confirm at quote stage). Mental health cover included. Good for families. Dental available as optional add-on on standard plan.

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• InterGlobal (now part of AXA)

  International

  Single/yr

  €1,300/yr

  Worldwide

  Maternity (not included)Dental (not included)Pre-existing (not included)GeSY top-up (included)Direct billing CY (included)

  Now integrated into AXA's international portfolio. Historically competitive on premiums for healthy individuals. Maternity and dental available as optional extras at additional cost. Good for young, healthy individuals who want solid hospital cover without the extras.

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• Laiki Asfalistiki (Local Cyprus)

  Local

  Single/yr

  €650/yr

  Cyprus only

  Maternity (included)Dental (not included)Pre-existing (not included)GeSY top-up (included)Direct billing CY (included)

  Major local insurer. Most competitive premiums for Cyprus-only coverage. Ideal as a top-up to GeSY for faster private specialist access and private room hospitalisation. Direct billing at most Cypriot private hospitals. No international coverage. Good choice if you rarely travel or have international coverage through an employer.

• ERB Asfalistiki (Cyprus, formerly CNP)

  Local

  Single/yr

  €750/yr

  Cyprus + EU emergency

  Maternity (included)Dental (included)Pre-existing (not included)GeSY top-up (included)Direct billing CY (included)

  Local insurer with wider EU emergency coverage. Dental included in comprehensive plans. Good balance of cost and coverage for Cyprus-based workers who occasionally travel within Europe. Not suitable as standalone for frequent international travellers. English-language customer service available.