Topic
Money & paperwork
Banking, tax returns, social insurance, residence permits and running a business.

Guides
Cost of Living in Cyprus 2026: City Budgets
Real monthly budgets for expats in Limassol, Paphos & Larnaca. Housing, utilities, schooling, healthcare costs + realistic family budgets by city.
Cyprus Expat Tax Guide 2026: Non-Dom Regime
How Cyprus's tax system works for new residents — the famous non-domiciled rules, the tax-free income band, capital gains and crypto.
Opening a Bank Account in Cyprus 2026
Which banks take new residents, what documents you actually need, realistic timelines, and why Revolut is a bridge not a replacement.
Cyprus Permanent Residency After 5 Years
The qualifying residency period, points criteria, language requirements, application documents, timeline, and how PR rights compare to citizenship. Prices and rules change — verify with official Cyprus sources before acting.
Cyprus Citizenship by Naturalisation 2026
The requirements, timeline, and practical realities of becoming a Cypriot citizen through the standard naturalization track — residency period, language test, and what dual nationality rules apply. Prices and rules change — verify with official Cyprus sources before acting.
Cyprus IP Box Regime: 3% Effective Tax on IP
How Cyprus's IP Box works, which types of IP qualify, how the nexus fraction determines the effective rate, practical structuring considerations, and a worked example. Prices and rules change — verify with official Cyprus sources before acting.
VAT Registration in Cyprus: Thresholds & OSS
When you must register for VAT in Cyprus, how to register via TaxisNet, quarterly filing obligations, the VAT rules for new property, and how the EU OSS scheme works for e-commerce sellers. Prices and rules change — verify with official Cyprus sources before acting.
Cryptocurrency Tax Treatment in Cyprus (2026)
How Cyprus currently taxes cryptocurrency gains, where the investing-versus-trading line is drawn, VAT on crypto services, documentation best practices for non-dom filers, and what local accountants currently recommend.
Cyprus Ltd vs Sole Trader vs Partnership
A frank comparison of the main business structures available in Cyprus — formation costs, tax treatment, liability exposure, audit requirements, and when each makes sense for a relocating founder.
Cyprus Corporate Bank Account: Foreign Director
Which banks take foreign-director applications, what documents the KYC process actually requires, realistic timelines post-2022, and when an EMI is the right bridge or alternative.
Hiring Employees in Cyprus 2026: Costs & Law
What Cyprus employment law requires when you hire your first employee — contracts, minimum wage, social insurance, probation, and how to calculate redundancy. Prices and rules change — verify with official Cyprus sources before acting.
Registering IP in Cyprus: Trademarks & Patents
How to protect a brand, patent an invention, and understand software copyright in Cyprus — covering the Cyprus Trademark Registry, EUIPO, the European Patent Office, and the .cy domain registry. Prices and rules change — verify with official Cyprus sources before acting.
Trade Licence Requirements in Cyprus 2026
Which business activities require a license before trading in Cyprus, which authority issues each one, and what the typical costs and timelines look like. Prices and rules change — verify with official Cyprus sources before acting.
Cyprus Property Taxes 2026: VAT & Transfer Fees
Every tax on Cyprus property in 2026: VAT (19% or reduced 5%), transfer fees, capital gains, rental income, and municipal taxes (stamp duty on property contracts abolished January 2026).
Cyprus Yellow Slip (MEU1): 2026 Complete Guide
Everything EU citizens need to register for the Cyprus yellow slip (MEU1) in 2026: documents, appointment booking, fees, and the UK biometric deadline.
Cyprus Mortgages for Foreigners: 2026 Guide
Can foreigners get a Cyprus mortgage? Yes — which banks lend to non-residents, deposit requirements, rate ranges, and the total buying costs to budget for.
Self-Employed Tax in Cyprus: 2026 Guide
Freelancer or sole trader in Cyprus? This 2026 guide covers social insurance, GHS, VAT, income tax bands, and TD1 filing deadlines in plain English.
Airbnb & Short-Term Rentals in Cyprus 2026
Cyprus Airbnb registration, tax, and short-term rental law for 2026 — the Deputy Ministry licence, 9% VAT, the SDC abolition, and the penalties for skipping it.
Buying vs Renting in Cyprus: 2026 Guide
Buy or rent in Cyprus? Our 2026 guide covers transaction costs, break-even timelines, rental yields, and city price data to help you decide.
Cyprus Rental Income Tax 2026: Landlord Guide
Cyprus landlord tax 2026: how rental income is taxed after SDC abolition, GHS obligations, non-resident rules and the new cashless-rent requirement.
Cyprus Tax Return 2026: Filing Your TD1 Form
How to file your Cyprus TD1 personal income tax return via TAXISnet — who must file, the 2026 deadline, non-dom relief, and the 50% expat exemption.
Employee Rights in Cyprus (2026 Guide)
Minimum wage, annual leave, notice periods, social insurance and the 13th salary — a plain-English guide to Cyprus employment law for expats.
Moving to Cyprus: First-Month Checklist 2026
The exact steps to take in weeks 1–4 after arriving in Cyprus — in the right order, with the dependency logic explained so you don't hit each bureaucratic wall by surprise.
Cyprus Title Deed Guide 2026: Full Overview
Complete guide to Cyprus title deeds: how to search the Land Registry, understand mortgages, protect yourself with contract clauses, and transfer fees. 2026.
Buying Off-Plan Property in Cyprus 2026
Independent guide to buying off-plan in Cyprus: vet developers, protect your deposit, secure title deeds, understand payment schedules, and avoid common delays.
Buying a New Development in Cyprus 2026
The reservation process, signing the contract of sale, VAT on new builds, the Land Registry deposit requirement, title deed transfer timelines, and the snagging process. Prices and rules change — verify with official Cyprus sources before acting.
Cyprus Non-Dom Tax Status 2026: 0% on Dividends
0% tax on dividends & interest for 17 years, GESY contributions, qualification rules, the 2026 extension option, and common misconceptions explained.
Registering Your Child in Cyprus: School & ARC
The documents and steps to register a child born in Cyprus or arriving as part of a relocating family — birth registration, ARC for minors, school enrollment paperwork, and the GeSY children's healthcare card. Prices and rules change — verify with official Cyprus sources before acting.
Maternity and Paternity Rights in Cyprus — What Employed Parents Are Entitled To
What employed and self-employed parents in Cyprus are actually entitled to — maternity leave duration, benefit rates, paternity leave, parental leave, and how Social Insurance calculates the payments. Prices and rules change — verify with official Cyprus sources before acting.
GeSY Registration Guide 2026: Step-by-Step
Register for GeSY at gesyportal.hio.org.cy — step-by-step walkthrough for Cyprus expats: documents needed, GP selection, 2026 contribution rates, and what the public healthcare system covers.
Converting Your Driving Licence in Cyprus
EU licences, reciprocal-agreement countries, non-reciprocal countries that require a test, documents required, Traffic Department offices, timeline, and cost. Prices and rules change — verify with official Cyprus sources before acting.
How to Buy Property in Cyprus 2026: Full Guide
From the first viewing to the title deed in your name: reservation, lawyer, sales contract, deposits, completion and registration in Cyprus.
Property Lawyers in Cyprus 2026: Fees & Guide
A practical guide to using a property lawyer when buying in Cyprus — what they do that your estate agent does not, what normal fees look like (1–2% or €1,500–€3,000 fixed), how to find a reputable one, and the red flags that cost buyers tens of thousands of euros.
Cyprus Company Formation 2026: Ltd Registration
Step-by-step guide to forming a Cyprus private limited company — the registration process at the Registrar of Companies, typical costs (€1,500–€3,000 via a service provider), minimum requirements, tax registration, and when a Cyprus Ltd is and isn't worth the overhead.
Private Health Insurance in Cyprus 2026
What GeSY doesn't cover, the five gaps private insurance fills, residency requirements for non-EU applicants, and how to compare plans as a Cyprus expat.
Getting Married in Cyprus (2026 Guide)
How to get married in Cyprus in 2026: civil ceremony steps, required documents, ordinary vs special licence, fees and same-sex civil partnerships.
Local directories
Accountants & Tax Advisors
ICPAC-registered accountants with experience in expat non-dom filings and company tax.
Startup Ecosystem
Co-working spaces, incubators, accelerators, and tech hubs across Cyprus.
Coworking Spaces
Day pass prices, WiFi speeds, and noise levels for 20+ coworking venues island-wide.
Property Management
Licensed property managers for non-resident owners renting out their Cyprus property.
Property Lawyers
Vetted conveyancing solicitors specialising in foreign buyer transactions.
Immigration Lawyers
Immigration specialists covering digital nomad visas, PR by investment, and work permits.
Tools
Rent vs Buy Calculator
Compare the true total cost of renting versus buying in Cyprus over your time horizon, accounting for mortgage payments, property appreciation, and the opportunity cost of your down payment.
MEU1 Registration Tracker
An interactive step-by-step checklist for EU citizens registering their residence in Cyprus. Track your progress through all required documents and appointments.
Cyprus 60-Day Tax Residency Planner
Check whether you qualify for Cyprus tax residency under the 183-day rule or the 60-day rule. See which conditions pass or fail in real time.
Cyprus Social Insurance Calculator
Calculate your Social Insurance and GeSY contributions based on 2025 rates. Full breakdown for employed and self-employed, including employer contributions.
Cyprus Banking Fee Comparison
Compare fees and features across Bank of Cyprus, Hellenic Bank, AstroBank, Revolut, and Wise. Highlights the best value in each category.
Cyprus Annual Tax Filing Calendar
All key Cyprus tax deadlines in a monthly view. Colour-coded by urgency. Filter by individual or company. Current month highlighted.
Double Tax Treaty Finder
Check whether Cyprus has a tax treaty with your home country and what it means for your income, dividends, interest, and capital gains.
Sole Trader vs Ltd
Compare take-home pay as a Cyprus sole trader versus a Cyprus Ltd, then estimate the one-time and annual costs of setting up and running a limited company — two tools in one.
Cyprus Grants & Incentives Finder
Find available grants, subsidies, and incentives for businesses, startups, and individuals relocating or investing in Cyprus.
Visa & Document Renewal Reminder
Track expiry dates for your ARC, passport, visa, health insurance, and driving licence. Colour-coded alerts at 30 and 90 days. Stores data in your browser — nothing sent to a server.
Mortgage Calculator
Calculate monthly payments, total interest, and an amortization schedule for a Cyprus property purchase. Covers standard LTV limits for residents and non-residents.
Monthly Budget Builder
Estimate your monthly living costs in Cyprus by city, household size, and lifestyle. Covers rent, groceries, dining, transport, utilities, and entertainment.
Rental Yield Calculator
Calculate gross yield, net yield, annual cash flow, and total return for a Cyprus buy-to-let investment. Includes appreciation and expense modelling over up to 15 years.
Cyprus Health Insurance Comparison
Compare private health insurance plans in Cyprus by coverage, premium, deductible, and network. Understand what GeSY covers versus what requires top-up insurance.
Development Comparison
Select up to 3 Cyprus new-build developments and compare them side by side on price, location, specs, developer, and available bedrooms.
Property Price Benchmarker
See how a property's asking price compares to other developments in the same Cyprus city — based on real listings data.
Cyprus Tax Savings Calculator
Compare your current country's income tax burden against Cyprus Standard and Non-Dom regimes. Enter your income, employment type, and country to see your estimated annual tax saving at a glance.
Driver's Licence Exchange
Find out if you can directly exchange your foreign driving licence in Cyprus or whether you need to take theory and practical tests. Includes costs, required documents, and step-by-step guidance.